how to get your home deposit sooner
Saving strategies - how to get your home deposit sooner
According to a recent Bankwest report, it now takes 4.5 years for a first home buyer on an average wage to save what they need for a 20 per cent deposit: $85,800 to purchase the median house, and $76,900 to buy the median unit. That's up from 3.7 years 12 months ago.
Handy Hints – Borrower Living Expenses
Handy Hints – Borrower
Living Expenses
The following expenses need to be declared by the
borrowers on page 6 of the application form and
the same figures are to be entered into the
serviceability calculator (the amounts advised need
to correlate 100% with what is recorded on the
application to what is entered into the servicing
calculator).
Basic Living Expenses, should include everyday
expenses, food, car costs, transport costs, all
insurance premiums, gas and electricity, telephone,
rates, water, foxtel, clothing, entertainment and
must not be zero.
Mortgage Q&A
Have you ever thought how your family would cope financially if you were to pass away unexpectedly?
You may want to consider:
- Your mortgage
- Your family’s future living expenses
- Your children’s future education
- Outstanding loans
- Funeral expenses
- etc
Your Dream Home
New research from Datamonitor shows that 7 percent of Australians surveyed plan to purchase their first home by September 2011. It’s safe to assume that rates will rise over the next 12 months; this week’s rate rise of 25 basis points, and the Commonwealth Bank’s 45 basis point rise, probably won’t be the end of the section. So if you are If you are a first home buyer who has a goal of buying your dream property next mortgage season, here are some points on what you should do now to better prepare yourself.
Australia Car Rental Specials
Discounted Weekend Deals
If you just need a car for the weekend, DriveAway Holidays have great weekend car hire rates with Thrifty!
- Collect Car Hire in Australia at selected locations between Thursday 12pm to Saturday 11.59pm and return between Sunday 12.01am to Tuesday 9am to be eligible for our Reduced Weekend Rates.
Free Web Hosting For Community
In order to return something to the Community and in turn support Not For Profit and Charitable organisations 4T Webhosting would like to provide Free hosting to these groups.
The types of organisation we have in mind are ones which might fall into the following categories:
Clubs and Societies
Charities
Amateur Sporting Organisations and Clubs
Local Societies
Special Interest Groups
Ethnics or religious organisation
What is Content Management System
CMS or 'Content Management System' is a system that allows the user to control, manage and maintain the content within their website - all from one single location.
A CMS should be easy to use, and should provide a simple way to make changes and additions to your website. It will help you manage all aspects of website design from one central page. A great CMS should allow users, who have no previous experience or knowledge of traditional website coding, to be able to easily build and edit their website
What is CMS Website Design
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